:root{--ink:#111827;--muted:#5f6877;--line:#dfe4ea;--paper:#fff;--soft:#eef4f6;--blue:#075b72;--blue2:#063f51;--gold:#f4b626;--gold2:#d99a05;--radius:22px;--shadow:0 18px 45px rgba(16,32,48,.10)}
*{box-sizing:border-box;margin:0;padding:0}html{scroll-behavior:smooth}body{font-family:Arial,"Helvetica Neue",sans-serif;color:var(--ink);background:#fff;line-height:1.55}a{color:inherit;text-decoration:none}img{max-width:100%;display:block}.container{width:min(1180px,calc(100% - 36px));margin:auto}.notice-bar{background:#f1f3f5;border-bottom:1px solid var(--line);font-size:.83rem}.notice-inner{min-height:38px;display:flex;justify-content:space-between;align-items:center;gap:20px}.notice-inner div{display:flex;gap:22px}.site-header{background:#fff;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:20}.header-inner{min-height:88px;display:flex;align-items:center;gap:38px}.brand{display:inline-flex;align-items:center;gap:11px;min-width:max-content}.brand-mark{width:42px;height:42px;border-radius:14px 4px 14px 4px;display:grid;place-items:center;background:linear-gradient(135deg,var(--gold),#ffda68);color:var(--blue2);font-weight:900;font-size:1.5rem;box-shadow:inset 0 0 0 2px rgba(255,255,255,.55)}.brand strong{display:block;font-size:1.55rem;letter-spacing:.02em}.brand small{display:block;color:var(--muted);font-size:.69rem;text-transform:uppercase;letter-spacing:.13em}.primary-nav{display:flex;align-items:center;gap:27px;margin-left:auto}.primary-nav a{font-weight:700;font-size:.95rem}.primary-nav a:hover{color:var(--blue)}.header-actions{display:flex;align-items:center;gap:14px}.search-link{color:var(--muted);font-size:.9rem}.menu-toggle{display:none;border:0;background:none;font-size:1.7rem}.btn{display:inline-flex;align-items:center;justify-content:center;min-height:46px;padding:0 23px;border-radius:10px;font-weight:800;border:2px solid transparent;transition:.2s}.btn:hover{transform:translateY(-1px)}.btn-gold{background:var(--gold);color:#141414}.btn-gold:hover{background:var(--gold2)}.btn-outline{border-color:var(--ink);background:#fff}.btn-dark{background:var(--blue2);color:#fff}.product-strip{border-bottom:1px solid var(--line);background:#fff}.product-grid{display:grid;grid-template-columns:repeat(5,1fr);gap:15px;padding:24px 0}.product-grid a{display:flex;align-items:center;justify-content:center;gap:13px;font-weight:800;padding:12px;border-radius:12px}.product-grid a:hover{background:var(--soft)}.product-grid span{font-size:1.65rem;color:var(--blue)}.hero-section{display:grid;grid-template-columns:1.05fr .95fr;gap:22px;padding:42px 0 70px}.hero-card,.feature-card{background:var(--soft);border-radius:var(--radius);overflow:hidden}.hero-main{display:grid;grid-template-rows:280px auto}.hero-photo{background:linear-gradient(0deg,rgba(7,91,114,.08),rgba(7,91,114,.08)),url('heloc-card-desktop.jpeg') center/cover no-repeat}.hero-copy{padding:35px}.eyebrow{display:inline-block;color:var(--blue);font-size:.78rem;font-weight:900;letter-spacing:.09em;text-transform:uppercase;margin-bottom:9px}.eyebrow.blue{color:var(--blue)}h1{font-size:clamp(2.4rem,4vw,4.2rem);line-height:1.02;letter-spacing:-.045em;max-width:720px}h2{font-size:clamp(1.75rem,3vw,2.8rem);line-height:1.12;letter-spacing:-.03em}h3{font-size:1.25rem;line-height:1.25}.hero-copy p{font-size:1.08rem;color:var(--muted);max-width:600px;margin:18px 0 25px}.button-row{display:flex;gap:12px;flex-wrap:wrap}.hero-side{display:grid;gap:22px}.feature-card{display:grid;grid-template-columns:1.1fr .9fr;min-height:255px}.feature-card>div{padding:30px}.feature-card p{color:var(--muted);margin:10px 0 18px}.feature-card a{font-weight:900;color:var(--blue)}.feature-card img{width:100%;height:100%;object-fit:cover}.mobile-section{background:var(--soft);padding:75px 0}.mobile-grid{display:grid;grid-template-columns:.92fr 1.08fr;align-items:center;gap:55px}.mobile-copy p{font-size:1.12rem;color:var(--muted);margin:20px 0}.rating{display:flex;gap:10px;align-items:center;color:var(--blue);margin-bottom:25px}.device-panel{position:relative;min-height:450px;display:grid;place-items:center}.device-panel>img{width:min(560px,100%);border-radius:28px;box-shadow:var(--shadow)}.floating-note{position:absolute;background:#fff;border:2px solid #9bd2df;border-radius:13px;padding:13px 18px;box-shadow:0 12px 32px rgba(18,54,66,.12);min-width:235px}.floating-note strong,.floating-note span{display:block}.floating-note span{font-size:.82rem;color:var(--muted)}.note-one{right:-5px;top:80px}.note-two{left:10px;bottom:45px}.insight-section{padding:82px 0}.section-heading{text-align:center;max-width:720px;margin:0 auto 35px}.section-heading p{color:var(--muted);margin-top:12px}.insight-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}.insight-card{border:1px solid var(--line);border-radius:18px;overflow:hidden;background:#fff}.insight-card img{width:100%;height:190px;object-fit:cover}.insight-card div{padding:24px}.insight-card p{color:var(--muted);margin:10px 0 17px}.insight-card a{font-weight:900;color:var(--blue)}.faq-section{padding:75px 0;background:#fbfcfd}.faq-grid{display:grid;grid-template-columns:.7fr 1.3fr;gap:60px}.faq-grid>div:first-child p{color:var(--muted);margin-top:15px}.accordion details{border-bottom:1px solid var(--line);padding:19px 0}.accordion summary{font-weight:900;cursor:pointer;list-style:none;display:flex;justify-content:space-between;gap:20px}.accordion summary:after{content:'+';font-size:1.4rem;color:var(--blue)}.accordion details[open] summary:after{content:'−'}.accordion p{padding-top:12px;color:var(--muted)}.site-footer{background:#1d242a;color:#fff}.footer-top{min-height:145px;display:flex;align-items:center;justify-content:space-between;gap:30px}.footer-brand small{color:#bfc8cf}.footer-links{display:flex;gap:28px;flex-wrap:wrap}.footer-links a{font-weight:800}.footer-bottom{background:#0d1114}.footer-bottom .container{min-height:82px;display:flex;align-items:center;justify-content:space-between;gap:25px}.footer-bottom p{color:#bfc8cf}.footer-bottom div div{display:flex;gap:22px}.footer-bottom a{color:#dbe1e5;font-size:.9rem}
@media(max-width:980px){.primary-nav,.search-link{display:none}.menu-toggle{display:block;margin-left:auto}.menu-open .primary-nav{display:flex;position:absolute;left:0;right:0;top:88px;background:#fff;padding:20px 28px;flex-direction:column;align-items:flex-start;border-bottom:1px solid var(--line);box-shadow:var(--shadow)}.hero-section,.mobile-grid,.faq-grid{grid-template-columns:1fr}.hero-main{grid-template-rows:240px auto}.insight-grid{grid-template-columns:1fr 1fr}.note-one{right:0}.product-grid{overflow-x:auto;grid-template-columns:repeat(5,minmax(145px,1fr))}}
@media(max-width:680px){.notice-inner>span{display:none}.notice-inner{justify-content:flex-end}.header-inner{min-height:72px;gap:12px}.brand-mark{width:37px;height:37px}.brand strong{font-size:1.25rem}.brand small{display:none}.header-actions .btn{min-height:40px;padding:0 15px}.menu-open .primary-nav{top:72px}.product-grid{padding:14px 0}.product-grid a{font-size:.88rem}.hero-section{padding:25px 0 50px}.hero-copy{padding:26px}.feature-card{grid-template-columns:1fr}.feature-card img{height:170px}.mobile-section{padding:55px 0}.device-panel{min-height:360px}.floating-note{position:static;margin-top:12px;width:100%}.insight-grid{grid-template-columns:1fr}.footer-top,.footer-bottom .container{align-items:flex-start;flex-direction:column;padding:32px 0}.footer-links{flex-direction:column;gap:13px}.footer-bottom div div{flex-wrap:wrap}.notice-inner div{gap:15px}}